Community-based Savings and Loan Schemes for Improved Livelihoods and WASH Service Delivery- the Northern Ghana Experience
SILC, as part of the I-SHINE project, has contributed to empowering rural communities to gain access to capital for investment in income-generating businesses through savings and loans. This has enabled many vulnerable community members to improve their livelihoods and afford basic school amenities, including sanitary products for their female children. Improvements in community members’ livelihood and sanitation, in turn, have enhanced their children’s school participation and learning retention. SILC offers an ideal platform for integration of WASH initiatives by enabling communities to mobilize funds and access loans to construct household latrines, and repair boreholes to ensure continuous access to safe water. In addition to providing opportunities for savings and investments in WASH services, the SILC groups are used to disseminate sanitation and hygiene behavior change messages.