Reaching the Hard to Reach - Savings and Spider Plants: What is Good Governance for Member-Owned Institutions in Remote Areas
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To get a better understanding of what this means across various types of MOIs, this study examined seven institutional case-studies from the perspective of the base-tier associations and their members. Four research questions were used to direct the study:
What matters in good governance design for MOIs in remote areas?
What is the role of member participation in good member governance?
What other control and accountability mechanisms may be necessary?
What factors affect members’ perception of ownership?
An underlying assumption here is that members can improve accountability within governance if their participation is well-designed. To this end, ‘good governance’ was assessed by studying six elements of good governance: member trust and perception of ownership; the relationship between member capital and MOI outreach performance; the relationship between member participation in decision-making and good governance; internal control mechanisms; evidence and nature of member influence on accountability and risk management.