IGA Selection, Planning, and Management (SPM) is a training course designed especially for members of Village Savings and Loan Associations (VSLAs).
It is based on the original guide developed in 1994 by Anne Ritchie, Fahmid K. Bhuiya and Harun-ur-Rashid of CARE Bangladesh. This was developed further through the collaboration of CARE Zimbabwe, CARE Malawi, CARE Uganda and with the assistance of Andrew K. Stein.
This present version was developed in collaboration with Oxfam in Nigeria and was refined as a result of input from staff who attended a workshop in Abuja in February 2018. It is a synthesis of these earlier efforts, with a focus on preserving and improving the simplicity of the original model. I am particularly indebted to Constant Tchona, Assistant Country Director and Eyong Sunday, VSL & Market Systems Coordinator for Oxfam Nigeria
This version of SPM has been designed for Field Officers and Village Agents. As someone who has taught members of VSLAs to conduct their savings and lending activities, you may also wish to help VSLA members improve their income by choosing, planning and implementing profitable Income Generating Activities (IGAs).
The course will teach VSLA members to:
Select an IGA that is appropriate for their household, after assessing the skills, market knowledge, financial resources and financial needs of the household.
Plan the startup of the IGA.
Manage the IGA’s risks and cash flow.
The course is presented over nine sessions which last about two hours each.