An initiative of 
2020 | Alfredo Burlando (University of Oregon), Jessica Goldberg (University of Maryland) and Luciana Etcheverry (University of Oregon)
Traditional banks and microfinance institutions lend directly to clients using individual or joint liability contracts, and generally have strict rules on selection and repayments. In most ru…
2019 | The SEEP Network
These 10 tips are a product of the SEEP Network’s peer learning group on Savings Groups for Refugees – composed of representatives from the Danish Refugee Council, the Fletcher Sch…
2019 | FSD Africa and ELAN RDC
This briefing note is based on a research study commissioned in 2018 by FSD Africa and ELAN RDC, and carried out by Digital Disruptions in three locations, to investigate the demand for goods…
2018 | VisionFund International
During the period of September to December 2018, VisionFund assessed 215 groups, representing more than 6,700 members in West Nile, Uganda to analyze their savings and lending activity, the pr…
2019 | AVSI Foundation
As part of the Graduating to Resilience program, the AVSI Foundation conducted an assessment of Village Savings and Loans Associations (VSLAs) in the Rwamwanja refugee settlement camp in sout…
2019 | Hanna Laufer, Sonia Pietosi, Paul Rippey (Savings at the Frontier)
This study of informal savings mechanisms (ISMs) and their users was conducted in three provinces of Zambia in 2019. Commissioned by the Savings at the Frontier (SatF) programme (a partnership…
2019 | Ashley Wheaton (SEEP Network)
Worldwide, about 80 percent of Savings Group members are women (SAVIX 2019). Gendered participation rates in Savings Groups mirror those of the microfinance sector, which set a precedent of em…
2019 | World Savings Banks Institute
Banks that want to accelerate financial inclusion should focus on young people in Africa, understand their lives and needs better, and offer them appropriate and tailored products. These are a…
2019 | Karen Lewin (World Vision International)
This report describes the findings from VisionFund Internatina's (VF) work over the past five years (2014-2019) in linking Savings Groups with VisionFund microfinance institutions (MFIs), incl…
2019 | Zoë Sutherland, Megan Gash, Daniel Joloba (Itad)
This report describes the findings of an ex-post evaluation of the Expanding Financial Inclusion (EFI) program, delivered by Catholic Relief Services (CRS) and implementing partners in Burkina…
2019 | Paul Rippey (Grassroots Finance)
Between 2017 and 2019, World Relief (WR) and Grassroots Finance (GF) launched an experiment in Dedza District of Malawi. The two partners wanted to see if nudges, that is, non-coercive, low or…
2019 | Stephen Peachey and Mbinya Mutiso (Savings at the Frontier)
Lack of proximity has long been identified as an obstacle to sustained take-up – and sustained use – of formal financial services. Through this decade, funding and specialist skill…
2019 | Itad
This report is based on an in-depth review of 44 studies that examine the effects of a range of youth savings initiatives. The definition of youth in this sample of studies ranges from 5&ndash…
2019 | Benjamin S. Allen, Ph.D. and Tatiana Christiane Tang (Catholic Relief Services)
This study was conducted to evaluate the sustainability of CRS’ Savings and Internal Lending Communities (SILC), fee-for-service, Private Service Provider (PSP) model in Madagascar. It b…
2019 | Katherine Rickard (Nathan Associates)
As Savings Groups increasingly serve as a pillar of gender-focused programs, there is a need to better understand the pathways between Savings Groups and women’s empowerment. The purpose…
2018 | Silvia Storchi (SaveAct)
This study uses a Realist Evaluation (RE) approach to explore impact not as a direct result of an intervention or input, but in relation to the context in which a programme intervention takes…
2018 | Silvia Storchi (SaveAct)
This study uses a Realist Evaluation (RE) approach to explore impact not as a direct result of an intervention or input, but in relation to the context in which a programme intervention takes…
2019 | marc bavois (Catholic Relief Services)
The Field Agent Guide is intended to ensure that all SILC programs—implemented by field agents/private service providers and supported by CRS and its partners—meet a high standard…
2019 | marc bavois (Catholic Relief Services)
The Savings and Internal Lending Communities (SILC) Field Agent (FA) Guide Sharia-compliant Version 5.0S is CRS's first widely circulated version of the guide based on a version of the SILC me…
2019 | Jeffrey Ashe (University of New Hampshire) and Kim Wilson (Tufts University)
The American Dream—being able to earn a good living, buy a home, send children to school, and build a life in the United States regardless of social stature or place of birth—is an…
2019 | marc bavois and Benjamin S. Allen, Ph.D. (Catholic Relief Services)
For millions of financially excluded individuals worldwide, Savings Groups offer the opportunity to save and borrow small amounts of cash in a convenient, accessible and generally safe manner.…
2019 | Benjamin S. Allen, Ph.D., and marc bavois (Catholic Relief Services)
Over the last two decades, Catholic Relief Services (CRS) has promoted Savings Groups – referred to as Savings and Internal Lending Communities, or SILCs – reaching about 3.8 milli…
2019 | Sukhwinder Arora and Ian Robinson (Arora Associates)
What role do governments play in protecting Savings Groups as financial service providers and their members as financial consumers? This brief paper assesses emerging government efforts to reg…
2019 | Grameen Foundation
WomenLink Phase 1 pilot tested a digital literacy and financial education program based on SMS (short message system). Messages delivered to women’s phones were designed to deliver simpl…
2019 | Grameen Foundation
In 2017, Grameen Foundation conducted a usability study funded by Wells Fargo to understand how the functionality of digital financial services, products and applications as perceived by low-i…
2019 | Allison Bardsley and Bobbi Gray (Grameen Foundation)
The Grameen Foundation program, “Women’s Savings Groups for Better Reproductive Health in Bénin” advanced opportunities for rural women and their husbands to make choi…
2019 | CARE
GEWEP II works with poor and vulnerable women and girls in some of the world’s most fragile states: Burundi, DRC, Mali, Myanmar, Niger and Rwanda. By end 2018, the programme has reached…
2017 | CARE
LINK Up, funded by the Bill and Melinda Gates Foundation, aimed to link 10,000 Village Savings and Loan Associations (VSLAs) to formal financial institutions; building financial inclusion in K…
2019 | Benjamin Allen & Mabel Guevara (Catholic Relief Services)
El presente informe muestra los resultados del estudio multimetodológico en tres países sobre la efectividad de las lecciones de Educación financiera (EF) desarrolladas en…
2019 | Benjamin Allen & Mabel Guevara (Catholic Relief Services)
This report presents the results from a three-country, multi-method study of the effectiveness of CRS’ Financial Education (FE) lessons delivered in the context of Savings and Internal L…
2019 | The Water Trust
45% of wells in rural Uganda are broken. The majority fall into disuse after several years of inadequate maintenance. In communities where two-thirds of households lack cash savings, the chall…
2019 | Katherine Rickard and Amalia Johnsson (Nathan Associates)
This learning brief examines the pathways between Savings Groups and women’s empowerment, the evidence with respect to various outcome areas, and how women’s empowerment outcomes c…
2019 | Jeff Ashe, Lina Makino, and Gene Bianco
In 2008, Saving for Change (SfC) began training savings and lending groups in a handful of villages in Chalatenango, El Salvador. Today there are 2,183 “Ahorro Comunitario” (&ldquo…
2019 | Oxfam
Highlights of Oxfam’s rigorous evaluation (comparing the experience of SfC members and nonmembers) of the most recent 2015-2017 project in 10 rural districts in four provinces are presen…
2019 | Tara F. Deubel and Michal Boyer (Oxfam)
SfC (Saving for Change) is a community Savings Group program that was designed and implemented by Oxfam America, Freedom from Hunger, and the Strømme Foundation. First introduced in Mal…
2015 | Hugh Allen y Mark Staehle (VSL Associates)
This manual is part of a two-part guide for organizations that promote and train Village Savings and Loan Associations. Part I: Field Officer’s Training Guide Field Officers are paid em…
2015 | Hugh Allen e Mark Staehle (VSL Associates)
This manual is part of a two-part guide for organizations that promote and train Village Savings and Loan Associations. Part I: Field Officer’s Training Guide Field Officers are paid em…
2015 | Hugh Allen na Mark Staehle (VSL Associates)
This manual is part of a two-part guide for organizations that promote and train Village Savings and Loan Associations. Part I: Field Officer’s Training Guide Field Officers are paid em…
2015 | Hugh Allen et Mark Staehle (VSL Associates)
This manual is part of a two-part guide for organizations that promote and train Village Savings and Loan Associations. Part I: Field Officer’s Training Guide Field Officers are paid em…
2015 | Hugh Allen and Mark Staehle (VSL Associates)
This manual is part of a two-part guide for organizations that promote and train Village Savings and Loan Associations. Part I: Field Officer’s Training Guide Field Officers are paid em…
2015 | Hugh Allen na Mark Staehle (VSL Associates)
This manual is part of a two-part guide for organizations that promote and train Village Savings and Loan Associations. Part I: Field Officer’s Training Guide Field Officers are paid em…
2015 | Hugh Allen y Mark Staehle (VSL Associates)
This manual is part of a two-part guide for organizations that promote and train Village Savings and Loan Associations. Part I: Field Officer’s Training Guide Field Officers are paid em…
2015 | Hugh Allen e Mark Staehle (VSL Associates)
This manual is part of a two-part guide for organizations that promote and train Village Savings and Loan Associations. Part I: Field Officer’s Training Guide Field Officers are paid em…
2015 | Hugh Allen et Mark Staehle (VSL Associates)
This manual is part of a two-part guide for organizations that promote and train Village Savings and Loan Associations. Part I: Field Officer’s Training Guide Field Officers are paid em…
2015 | Hugh Allen and Mark Staehle (VSL Associates)
This manual is part of a two-part guide for organizations that promote and train Village Savings and Loan Associations. Part I: Field Officer’s Training Guide Field Officers are paid em…
2019 | World Savings and Retail Banking Institute
Based on a 2018 survey of WSBI members, the first annual report on savings and retail banking in Africa provides an overview of the sector and serves as a benchmark to track the progress of sa…
2018 | Fiona Jarden and Aisha Rahamatali (CARE International)
Savings Groups are community-based financial service providers that deliver basic financial services to millions of members in underserved markets worldwide. Traditionally, the promotion of Sa…
2018 | Catholic Relief Services
The relationship between poverty and HIV is complex, but the evidence of that relationship has been so strong that household economic strengthening (HES) interventions are considered core to O…
2017 | Guy Innes and Sege E. Yakeu (CARE Canada)
CARE Canada commissioned a resiliency learning exercise to qualitatively (and to a limited extent, quantitatively) assess the role their Village Savings and Loan Association model (VSLA) has o…
The Mango Tree's resource library is hosted and maintained by the SEEP Network's Savings-Led Working Group.
Search
Copyright 2019
Website by Morweb.org
