An initiative of 
2021 | Scale2Save
Digitalisation is revolutionising the way financial service providers conduct their business. This new publication explores the answers to a question that many executives are asking: How best…
2021 | ITAD
The Savings Evidence Map is an interactive tool that provides consolidated access to 354 studies related to savings-focused financial inclusion. The map organizes the evidence into a matri…
2021 | MEDA
Focusing on Savings and Loan Groups, this paper explores what factors contribute to social and financial impact on group members. Group continuity is also examined, to understand what motivate…
2021 | ELAN RDC
Humanitarian cash transfers are becoming increasingly important in humanitarian programmes, increasing from 1% of assistance in 2006 to 10% in 2016.1 One of the distribution mechanisms, Mobile…
2021 | Itad
The Savings Evidence Map is an interactive tool that provides consolidated access to 354 studies related to savings-focused financial inclusion. The evidence map systematically scopes out avai…
2021 | Itad
The Savings Evidence Map is an interactive tool that provides consolidated access to 354 studies related to savings-focused financial inclusion. The map organizes the evidence into a matrix st…
2020 | Nisha Singh (Independent Consultant), Diana Dezso (Savings Learning Lab), Savings at the Frontier & PHB Development
This paper provides an overview of how agents are an essential component of delivering customer value to excluded populations such as informal savers. Based on the experiences of financial ser…
2019 | Lena Weingärtner (Overseas Development Institute), Catherine Simonet (Ramboll) & John Choptiany (iDE)
In this report, we explore how BRACED projects support the development and delivery of tailored-to-context financial services. We also assess to what extent these projects are integrated withi…
2019 | Vincent Somville (Chr. Michelsen Institute and NHH Norwegian School of Economics, Bergen) & Lore Vandewalley (Graduate Institute, Geneva)
Access to formal banking is increasing across the world and may transform how people manage their nances. We report from a eld experiment that randomly provides access to a bank account to a…
2020 | Peter Morgan & Trinh Q. Long (Asian Development Bank Institute)
This study examines the effects of financial literacy on financial inclusion and savings behavior in Laos. Compared to previous literature, we use a broader definition of financial literacy wh…
2020 | Mehrdad Mirpourian (Women's World Banking)
Well-designed financial products improve the overall financial health of users. The design of products is particularly important for low-income customers, for whom product design drives behavi…
2020 | Aurélie Larquemin (Centre for Development Studies, University of Bath)
Enabling everybody to benefit from regulated financial services has become a global policy goal. However, while access to accounts is increasing, use of accounts remains low. This micro-level…
2019 | Kwarteng Amaning Theophilus (Bureau of Integrated Rural Development) & Sarfo-Mensah Paul (Kwame Nkrumah University of Science and Technology)
In this paper we examined how participation in Savings Groups like the Village Savings and Loans Associations (VSLAs) influence women’s agency in rural Ghana, i.e. their ability to freel…
2020 | Markus Frölich & P Linh Nguyen (3ie)
While the Zambian financial sector has shown moderate development over the past decade, lack of consumer awareness, low-cost products and financial literacy are challenges keeping financial in…
2019 | Thomas De Hoop, Carinne Brody, Stuti Tripathi, Martina Vojtkova & Ruby Warnock (3ie)
Women bear an unequal share of the burden of poverty globally, due to societal and structural barriers to equality. One way that governments, development agencies and grassroots women’s…
2020 | Aisha Rahamatali & George Muruka (CARE International)
In 2019, SEEP convened a Peer Learning Group (PLG) comprised of both government and civil society social protection programs to explore the Role of Savings Groups in Supporting Graduation from…
2020 | Erin Lewis (The BOMA Project) & Yéréfolo Mallé (Trickle Up)
In 2019, SEEP convened a Peer Learning Group (PLG) comprised of both government and civil society social protection programs to explore the Role of Savings Groups in Supporting Graduation from…
2020 | George Muruka & Aisha Rahamatali (CARE International)
In 2019, SEEP convened a Peer Learning Group (PLG) comprised of both government and civil society social protection programs to explore the Role of Savings Groups in Supporting Graduation from…
2020 | Pete Sparreboom & Mbinya Mutiso (Savings at the Frontier)
This focus note describes the low-cost, practical methods that SatF and its partner FSPs have developed to make outreach to clients in underserved areas viable. These methods build on the incr…
2020 | Access to Finance Rwanda
Savings Groups and microfinance institutions remain key players in Rwanda's financial sector serving a majority of the population. COVID-19 poses serious risks both health and economic because…
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